|
TODAY'S COMPETITIVE LOAN INTEREST RATES
September 7, 2010
ANNUAL PERCENTAGE RATES
|
HOME EQUITY LINES OF CREDIT
|
|
Please call for our current rates or click here for a comparison chart of products.
|
|
AUTO LOANS
|
|
|
|
APR
|
APR with Auto-Pay
|
|
New vehicle to 1 year old
|
|
6.990% **
|
6.490%
|
|
Used Vehicle
|
|
8.990%
|
8.490%
|
|
|
| Loan Terms |
0-1 Year old vehicle: 5 year maximum term
|
|
|
2-3 Year old vehicle: 4 year maximum term
|
|
|
4-5 Year old vehicle: 3 year maximum term
|
|
|
6 Year old vehicle: 2 year maximum term
|
|
PERSONAL LOANS
|
|
|
APR
|
APR with Auto-Pay
|
|
Under $5,000.00
|
15.000%
|
14.500%
|
| $5,000.00 and Over |
16.000% ***
|
15.500%
|
|
Minimum 12 month term - Maximum 48 month term
|
|
CAPELIFE PERSONAL LOAN SPECIAL
|
|
|
APR
|
APR with Auto-Pay
|
|
$1,000 TO $4,999
|
11.000%
|
10.500%
|
|
Minimum 12 month term - Maximum 36 month term
|
|
TIME NOTES
|
|
$500 - $20,000 (90 Day Term)
|
15.00%
|
|
$500 - $20,000 (180 Day Term)
|
16.00%
|
** Example of payment: 36 monthly payments of $30.87 for each $1,000 borrowed.
*** Example of payment: 36 monthly payments of $35.16 for each $1,000 borrowed.
THE ABOVE RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
|
Equal Housing Lender. Member FDIC. Member SIF.