Personal Checking - Cape Cod Cooperative Bank

Personal Checking Options

My Free Checking

A truly free account!

No Minimum Balance
No Direct Deposit Required
Free first order of basic checks or equivalent credit toward preferred checks
Unlimited Check Writing Privileges
Free Online and Telephone Banking
Free Online Bill Payment
Free ATM/Debit Card*
Free ATMs at all CCCB and SUM Network ATMs**

* No annual fee. Must apply and qualify.

** Other banks may charge for the use of their ATMs.

MyLife^TM Checking Account

Want to spend less timebanking and more time doing what you enjoy? It's easy with the MyLife Checking Account. It's banking on your terms!
MyLife NOW Checking Account¹ available with a companion MyLife Preferred Savings Account featuring a Premium Interest Rate. Click here for Rates!

FREE Unlimited Check Writing
FREE First Order of Checks or credit towards premium check selection
FREE and Unlimited Online Banking and Bill Pay
FREE Telephone Banking
FREE One-Time Use Coop "Oops" Card
FREE ATM/Debit Card²
FREE ATM Access at any CCCB or SUM ATM³
FREE Combined Statements
FREE Annual Investment/Retirement Portfolio Analysis⁶
No Annual Fee Ready Reserve Credit Line²
No Annual Fee CCCB Credit Card⁴
1% Off New and Used Auto Loans with AutoPay!⁵
Flat Fee Mortgage Closing Costs for The CCCB First Time Home Buyer Mortgage Loan Program!⁵

1 Low $500 monthly average relationship balance per statement cycle required combining checking with savings, consumer loans and mortgages.
2 You must qualify for these products to receive related benefits.
3 Other banks may charge a fee for the use of their ATMs.
4 Credit card issued and all services and benefits offered through 5Star Bank, Colorado Springs, CO.
5 Cannot be combined with any other CCCB offer.
6 Investment products and services are offered through INFINEX INVESTMENTS, Inc. Member FINRA/SIPC. Insurance products offered through Infinex Insurance Agency of Massachusetts, Inc. Cape Cod Financial Services is a trade name of the Bank. Infinex and the Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

CapeLife Checking Account^TM

Relationships often bring many rewards. Living on Cape Cod you know that the Cape lifestyle is its own reward. But now, for being a part of our life, we would like to reward your for your relationship with us! You can earn special discounts, take advantage of free valuable services, even have a dedicated email address for customer service! In short, the more you bank with us, the more you get for your money!

To thank you we have created the CapeLife Rewards Program! More than 150 or our business customers have agreed to offer special savings and promotions exclusively to our CapeLife Account customers! Visit the program page online at www.mycapecodbank.com/rewards and click on the business listings to learn more about them and thier offers. It's easy to participate, simply show your CapeLife Rewards card at the time of purchase and enjoy the rewards...

FREE CapeLife Account Checks
FREE Online Banking and Bill Pay
FREE Telephone Banking
FREE ATM Access at any CCCB or SUM ATM²
No Annual Fee MasterMoney® ATM/Debit Card¹
No Annual Fee CCCB Credit Card³
No Annual Fee Ready Reserve Credit Line¹
No Annual Fee IRA Plan
Special CD and Money Market Rates
Discounts on Auto and Personal Loans⁴
Discounts on Mortgage Closing Costs
FREE Annual Investment and Life Insurance Review⁵
FREE Student Checking Account including a No Annual Fee MasterMoney® ATM/Debit Card¹
FREE Notary Public Service
FREE Signature Guarantee Service
Dedicated email Address for Customer Service*
Discounted Wire Transfer Fees
Consolidated Banking Statement
Safe Deposit Box Discount
Automatic Enrollment in the CapeLife Rewards Program featuring hundreds of dollars worth of savings through discounts at local Cape Cod merchants

1 You must qualify for these products to receive related benefits.
2 Other banks may charge you for the use of their ATMS.
3 Credit cards are issued and serviced by 5Star Bank, Colorado Springs, CO.
4 Cannot be combined with any other CCCB offer.
5 Investment products and services are offered through INFINEX INVESTMENTS, Inc. Member FINRA/SIPC. Insurance products offered through Infinex Insurance Agency of Massachusetts, Inc. Cape Cod Financial Services is a trade name of the Bank. Infinex and the Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
* Please note: Standard email is not encrypted. For your protection, please do not include any personal non-public or account specific information in any email you send to the Bank.

^{Which CCCB Checking Account Is Right For You?}

^{Account Features} ^{CapeLife Checking Account}
^{MyLife Checking Account}

^{HOW TO GET IT FREE!}
^{Maintain an average monthly combined relationship balance of $15,000 between CCCB savings, CapeLife Money Market Plus, CCCB consumer loans or mortgage} ^{Maintain allow $500 monthly average combined relationship balance withCCCB; savings, consumer loans or mortgages}

^{Best For People} ^{Who want more value and rewards from their banking relationship} ^{Who want more value from their checking relationship, are tech-savvy and looking for an account to help them achieve their dreams of saving, buying their first home and getting that new car}

^{Direct Deposit or Self Pay Required} ^Available ^Available

^{Free Online Banking} ^Yes ^Yes

^{Free Online Bill Pay} ^Yes ^Yes

^{Free Telephone Banking} ^Yes ^Yes

^{Ready Reserve Credit Line1} ^FREE ^FREE

^{Debit/ATM MasterCard(s)} ^FREE ^FREE

^{Free ATM Access at Any ATM2} ^{CCCB and SUM} ^{CCCB and SUM}

^{CCCB MasterCard/Visa3} ^FREE ^FREE

^{Premium Savings Rates} ^{Yes - CapeLife CDs and CapeLife Money Market Plus} ^{Yes - Preferred Savings Account Included with MyLife Checking}

^{CapeLife Rewards Program} ^{Automatically Enrolled} ^No

^{Coop "Oops" Card} ^No ^Yes

^{Discount Mortgage Closing Costs4} ^Yes
^{Yes - Flat Fee Closing Costs for The CCCB First Time Homebuyer(s)Mortgage Loan Program. The Best Deal offered at ANY Cape Cod bank!}

^{Discount Auto Loan Rates4} ^{Yes with AutoPay} ^{Yes - 1% Off New or Used Auto Loan with AutoPay}

^{Automatic Investment Option5} ^Yes ^{Yes - "Pay Yourself" and Build Investments with as little as $50 increments}

^{Free Annual Investment/ Retirement Portfolio Analysis5} ^{Yes - With Cape Cod Financial Services} ^{Yes - With Cape Cod Financial Services}

NOW Checking

Free with direct deposit plus earns interest!

No Fees with a $1,000 average balance per statement cycle*
Just $.25 per check (waived with Direct Deposit)
Variable interest rate, compounded monthly
Maintain an average monthly balance of $2,500 or more and earn higher interest
FREE 24 hour banking via Online Banking and Telebank
Eligible to apply for a No Annual Fee MasterMoney® Debit/ATM Card
Eligible to apply for a No Annual Fee Ready Reserve Credit Line
Free Online Bill Payment
Unlimited ATM Access (with Direct Deposit)

* $5 monthly service charge for account balances below $1,000 (waived with Direct Deposit).

Learn More:

Personal Checking Options

My Free Checking

MyLifeTM Checking Account

CapeLife Checking AccountTM

NOW Checking

MyLife^TM Checking Account

CapeLife Checking Account^TM